£1m of properties and no mortgages

£1m GBP of Properties and not a single mortgage? Sounds absolutely ridiculous, we know. But its correct.

So called ''experts'' say lots of things, only to be proven wrong later. Remember at School until about 5 years ago we were all told ''No, water only exists on Earth'' - now its everywhere, the Moon, Mars, Pluto seemingly is made of it, Asteroids - its all over the place.

What about cigarettes too? ''good for your health'' when they too first came on the market! (Thanks Sir Francis!).

Briefly, many of our investors make tens of thousands of pounds, per property, on properties they have never owned, never applied for a mortgage on, never made any monthly payments for (ie: mortgage payments), nor are these properties tenanted or, in fact, even built yet!

Here is a typical time-scale of almost any property development of any reasonable size. This is the basis for our investments.

Development time-scale
Year	Action	Buyer action	Average Market Price
Year 1	Land Bought	None	£100,000
Year 2	Architects Draft	None (your price)	£120,000
Year 3	Planning Permission	You Reserve	£140,000
Year 4	Start Construction	None	£160,000
Year 5	End Construction	Sell or Buy	£180,000

Its basically a timing matter and 'win - win' system that helps the developers, the 'buyers' and helps even the bankers to offer loans to developers (don't make the mistake of thinking the biggest developers in the land don't borrow money for their developments - they all do!)

£120,000 Example (see above chart)
Period	Action	Pay#	Your Cash Req.
Year 3	Reserve at Year 2 price £120,000	£1,000 to Reserve & 5% to your Lawyers at Exchange	£1,000, then a further £5,000 at Exchange of Contracts
Year 4	No action	£0	£0
Your Buy or Sell option
Period	Action	Pay	Your return
Year 5*	Sell for £180,000	£0	Your Profit £60,000
or
Year 5**	Buy for £120,000 (price fixed at reservation)	5% & we pay 5%. Your Mortgage = £102,000 (85%)	Your profit £60,000
Return on Your Investment - 10 times over *Return on Your Investment - 5 times over, plus future capital growth # our fee excluded

Roughly 6 properties will get you control of £1m of assets; no mortgage, no mortgage payments, no tenants, just instant profits and capital growth over the build period.

Not all our developments are 2/3 years, some are 6/12/18 months but whatever the time-scale to completion, you are reserving at years ago prices and will have the advantage of that initial profit, plus capital growth.